Financing Options

No Credit Needed Programs

Bring home the furniture you love today with no credit score requirement and a simple application process! Enjoy your new pieces immediately while making affordable payments. Our no-credit-needed program covers all types of furniture—from dining sets to living room tables—right here in Escondido, CA. We partner with Snap Finance, Acima, Koalafi, American First Finance, and Kafene to provide you with flexible financing options that fit your needs.

Payment Details
    • Zero Down Payment: Available with most vendors, up to $20.
  • Affordable Payments: Spread over an 18-month term.
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      • Custom Payment Schedule: Tailored to meet your budget.
      • 90-Day No Interest: Includes additional buyout options.
  • No Prepayment Penalty: Pay off early without extra fees.
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    • No Annual Fee: No hidden charges.
    Special Financing for Qualified Buyers
    • With our partners at TDBank we have multiple long term finance options to better serve your needs with little to no compromise!
    • 0% APR for 60 months with equal payments
    • 0% APR for 36 months with equal payments
    • 12 months deferred interest if paid in full within the 12 months 
    No need to wait with layaway—take your items home today for just $20 or less! Whether you have no credit, bad credit, are just starting to build credit, or are looking to improve it, our financing options can help.

    90-Day Layaway Program
    Our in-store layaway option lets you plan for future purchases. Make regular payments, and take your furniture home once the final payment is complete. This program helps you secure the pieces you love without delay.
    Experience flexible, hassle-free financing with us today!
    Note: Online pricing applies to online orders. Prices may vary with financing.